HelptoBuyThe Help to Buy equity loan scheme is for the purchase of new build properties, available to first-time buyers and home movers. The government will lend you 20% of the purchase price, and you only need a minimum 5% deposit. This means you only need a 75% mortgage, potentially offering better rates than higher loan to values making buying your new home more affordable.

You pay no interest on the 20% Government loan for the first five years, and then this is paid back in monthly installments with a low-interest rate increasing year on year.

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At Mortgage & Money Management we can discuss whether this is the right option for you. Please contact us for more details.

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