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⭐ We are celebrating 20 years of business! ⭐

As a thank you, we have increased our referral voucher to £70 for any referrals who complete a mortgage or protection with us.

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Independent Mortgage Advisers

Old school values with modern efficiency

Home Movers

If you’re moving up the property ladder, you may need a larger mortgage. Are you able to borrow the amount required, and would the new payments be affordable to you?

First Time Buyers

At Mortgage & Money Management, we will discuss all of your needs with you first and look at the best deal to suit you, as well as breaking down all relevant costs you can expect.

Remortgage

If you are coming to the end of a deal with your current lender we will assess your current financial circumstances and recommend to you the best mortgage product with the best rate to fit your requirements, at a monthly cost that’s affordable to you.

Call Our Mortgage Advisers For Independent Advice

Free initial consultation
Helpful experts who are committed to giving you the best advice
Searching 1000s of mortgages to find the best deal for you

Welcome To Mortgage & Money Management Ltd.

We are Independent Mortgage & Protection Brokers based in Puckeridge, near Ware, Hertfordshire.

Mortgage & Money Management Ltd has an abundance of industry experience within our team of brokers and administrators to offer you the very best mortgage and protection advice and products, whilst maintaining the highest levels of service.

EXCELLENT
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Based on 293 reviews
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jodee white profile picture
jodee white
12/10/2026
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Ollie guided us recently. We have also used previously for a remortgage. Advice and research, product and support during the process was always excellent. Always felt could contact Ollie with any questions and that none were too daft to ask. Would highly recommend.
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Michaela Pedgrift profile picture
Michaela Pedgrift
21/09/2026
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Oliver was excellent setting up our morgage for our new home. I would highly recommend 👌.
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gemma mckelvey profile picture
gemma mckelvey
08/09/2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Helpful team and got me through the whole process easily. For someone who doesn't know much they answered all my questions. Got back to me in good time for the remortgage too.
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Matthew Moore profile picture
Matthew Moore
10/08/2026
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Oliver was superb in helping me get my first mortgage. As a first time buyer, the process was (to start with) daunting with so many unknowns. Oliver took all of the stress away - always there when I needed him and provided all the guidance/support required. Couldn’t recommend more!!
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Megan Dedman profile picture
Megan Dedman
30/07/2026
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Myself and my fiance can’t thank Pani enough for all his help and effort of advising us on getting us our first Mortage and life policy’s all in place we would highly recommend Mortage & money management, best Mortage advisor out their! Plus he was always available to email or speak too
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glen lyddiatt profile picture
glen lyddiatt
28/07/2026
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I would highly recommend, very friendly and professional from start to finish
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Peter Cousins profile picture
Peter Cousins
02/07/2026
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Fantastic experience from from Oliver & Carolina. M&M made a stressful process painless and very efficient. Will 100% use again
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Paul Blande profile picture
Paul Blande
09/06/2026
Google star 1Google star 2Google star 3Google star 4Google star 5
I have been using mortgage and money management for around 10 years. Simon and his team are brilliant. Very professional and very patient. This time we had Ollie guiding us through the process. A very nice guy who again was very helpful and professional. I can’t recommend these guys highly enough. Thanks again Simon and Ollie. Paul and Bev
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Carly Hardcastle profile picture
Carly Hardcastle
14/05/2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Tom steered us through our recent re-mortgage & has helped us with setting up life insurances for a few years now. Personable & professional, he made the whole process easy and stress free. We wouldn’t go anywhere else now!
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Vinh Truong profile picture
Vinh Truong
14/04/2026
Google star 1Google star 2Google star 3Google star 4Google star 5
Worked with Tom for a number of years now over multiple mortgages. Always a pleasure to work with and very happy with the advice and recommendations given to suit my circumstances

Latest News

First Time Buyer? How Mortgage & Money Management Ltd can help

Buying your first home can be an exciting yet daunting experience, especially in the ever-changing landscape of the UK property market. For first-time buyers, navigating the complex world of mortgages, interest rates, and lenders can be overwhelming. This is where...

Our Mortgage, Equity Release & Insurance Services

Remortgage

If you’re looking to raise additional funds but you’re currently fixed into a deal with your current provider it is still worth a discussion with us.

It could be that we are able to arrange a further advance with your current provider on your behalf, or it may even be more cost effective to pay early repayment charges in order to borrow additional funds on a new product with a different lender.

Home Mover

There are many different considerations with regard to your mortgage arrangements when you move home.

At Mortgage and Money Management we strongly recommend looking at your borrowing capacity with us, even before looking at properties so you know what you can afford.

First Time Buyer

Buying your first home is a daunting prospect, but you are not alone in this process.

At Mortgage & Money Management, we will discuss all of your needs with you first and look at the best deal to suit you, as well as breaking down all relevant costs you can expect.

Buy to Let

We are able to assist you if you are looking to purchase your first or further Buy to Let properties.

We can also help if you are looking to re-mortgage any existing Buy to Let properties.

Equity Release

Equity release, or a Lifetime mortgage, allows those who are over the age of 55 to release a lump sum/equity from their home without having to sell or move house.

Equity release is a complex product, and it is essential that correct advice is received. Our brokers will explore all options with you to ensure the correct product and advise is provided.

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How much will my mortgage repayments be?

How much stamp duty will I pay?

 

Enter your details below using our Mortgage Repayment & Stamp Duty Calculator to calculate your mortgage repayments.

This calculator is just an estimation of your potential repayments.

Please also consider that the lowest interest rate is not always the best option for your circumstances.

Other factors, such as application or booking fees, may mean that there is a more suitable mortgage available for your needs.

At Mortgage & Money Management, we will search the whole of the market and make the best recommendation to suit your personal circumstances.

"We found the service of Mortgage Money Management to be first class and our broker Simon guided us through the whole re-mortgage process effortlessly, we would have no hesitation in recommending Mortgage Money Management to our friends and family."

Jon – Puckeridge

"A friendly and professional team! We would recommend them to anyone for their trustworthy, knowledgeable and helpful service."

Rob & Claire – Kedington

"As first time buyers we knew very little and we would have been lost without Tom - he was very helpful, knowledgeable, professional and approachable."

Shelley & Phil – Cambridgeshire

"Thank you so much for all our help that our broker put it in the time that we purchased!!!! He was really helpful and we will recommend him to all of our friends!!!"

 Ismet – West Thurrock

Speak With One Of Our Advisers

For any further information please feel free to contact us either by telephone, email or via contact us on our website. You will receive a response within 24 hours of your enquiry.

Call 01920 821 333Or enquire here