If you have savings you can take advantage of this by offsetting them against your mortgage. Linking your savings to your mortgage would see you benefit from paying a reduced amount of interest, meaning capital can be repaid quicker reducing your monthly payments or your mortgage term. You would still have access to your savings at any time.
Whatever your requirements, we feel it’s always best to give us a call for a no obligation discussion to review your needs. As we are Independent, we will review the whole of the market for you to ensure the best rates to fit your circumstances