HelptoBuyIf you only have a small deposit available, the Government has created ‘Help to Buy’ to help people get onto the property ladder or move up it. You can potentially borrow up to £600,000 on either a new build property or an existing home with a deposit of just 5%.

 

There is 2 schemes available. Which you choose depends on your circumstances or preference; Help to Buy: Equity Loan and Help to Buy: Mortgage Guarantee.

Help to Buy: Equity Loan – for new-build homes

Help to Buy: Mortgage Guarantee – for new-build or existing homes

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